100+ episodes on debt strategy, property cycles and the long hold. Hosted by Dion Fernandes. New episodes weekly. Available everywhere you listen.
The Podcast
The conversation that turns mortgage detail into property strategy. Released weekly, in two flavours.
One topic at a time. Debt recycling. Trust structures. Self-employed serviceability. Cross-securing. Each episode unpacks the structural decisions that determine whether a portfolio scales or stalls.
Buyer's agents, accountants, property managers and clients who have built real portfolios. The unedited version of how property and finance fit together in the field, not in theory.
Most investors stall after property two. The reason is rarely the market. It is the order they bought things in. How to sequence acquisitions so each one earns the borrowing position for the next.
A practical walkthrough of using your home loan offset as the funding source for income-producing investments. The mechanics, the tax treatment and the structural setup that makes it work.
Higher yield, broader lender access, real specialist execution risk. A conversation about when rooming houses belong in a serious property portfolio and when they do not.
Full written notes for the latest twenty episodes, led by the milestone: what each conversation covers, the key questions it answers and where to listen. Everything earlier lives on YouTube and Spotify.
The founder story. Why Dion walked away from the familiar, the four lessons from years of investor work and the philosophy behind Structure. Leverage. Legacy.
Part two of the panel. Where opportunity sits in a buyer's market, how to negotiate from a stronger position and when a self managed super fund genuinely belongs in a property strategy.
A panel with an accountant, a financial planner and a buyer's agent. The proposed changes, what they could mean for structures and borrowing capacity, and why not to act on headlines.
The recap before the milestone. One-stop shop conflicts, buying without a roadmap, lender sequencing and why a strategy is not the same thing as a loan.
With Rachel Gibb of UpsideAV. Tenant mix, vacancy risk, insurance, operating costs and how below-market rents flow into valuations and finance.
The number is a snapshot, not a roadmap. Lender sequencing, debt structure and a case study that turned restructured debt into an $895,000 war chest.
Purchase one is the foundation, not the finish line. The three questions every first purchase must answer and a client example that manufactured around $400,000 in equity.
With Luke and Jem Corrish. A real first purchase twelve months on: co-ownership agreements, negotiating after building and pest and renovating for equity.
Cross-collateralised loans, lender loyalty, poor sequencing, buying without a number and siloed advice. The five structural traps, named.
Part two with property strategist Chris McNulty: credit history, adviser collaboration, the value of being told no and go slow to go fast.
With Jessica Giandomenico of Vesta Buyers Agency. Due diligence, off-market access, trust lending timelines and why the street matters.
The cost-versus-consequence reframe. Real client stories where poor structure cost six figures, and what you are actually paying for.
Most investors get the order backwards. The three questions every plan must answer before anyone buys anything, and how strategy makes investing repeatable.
Hidden incentives shape free advice, and vertically integrated businesses profit at every step. Why independent specialists are the safer structure.
Stacking properties is not building wealth. Part one of the four-part series on the disconnect between finance strategy and property strategy.
With property strategist Chris McNulty. A real corner-block purchase, a dual dwelling strategy and forced equity, walked through step by step.
The Strategic Finance Diagnostic, mapping your next two to five moves on conservative numbers and the step-by-step process for building a portfolio.
With town planner Mark Kierpal of Urbicus. The three mistakes that sink small developments: the wrong site, underestimated approvals and the wrong product.
Finance strategy, not property choice, determines portfolio growth. Why investors hit borrowing ceilings early and the habits that separate stuck from scaling.
With financial planner Troyden Ratcliffe of Willow Wealth Partners. Extracting wealth from a business, estate planning and the SMSF reality check.
Looking for earlier conversations? Episodes 1 to 78 of the back catalogue live in full on YouTube and Spotify, from first-purchase foundations to trust lending deep-dives.
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The podcast teaches the framework. The Discovery Call applies it to your situation. Start with a 15-minute fit call. No pitch. No obligation.