/ 07 · Property Strategy
Stage II · By Invitation
After the Finance Strategy
The Stratega Property Strategy

The property plan your numbers actually support.

The Finance Strategy proves what your structure can carry. The Property Strategy decides what comes next, in what order and by when. A ten to thirty year sequence, modelled with you in software you keep for life, then reviewed every year.

StructureLeverageLegacy
The Engagement

One engagement. Two halves.

Finance and property are not two decisions. They are one decision made twice, and most investors make the second one first. The Stratega Property Strategy holds them together: the structure that carries the portfolio, and the sequence of purchases that structure can actually fund.

You cannot take one half without the other. The Finance Strategy is built into the Property Strategy, because a property plan written without a structure behind it is a wish list. If you would rather skip the Finance Strategy, the fee is the same. We simply will not build the property plan blind.

i.
The Finance Strategy
What your structure can carry

An honest read of your position. Serviceability, usable equity, entity structure, buffers and the lender policy that governs each. It sets the ceiling. Everything after it is built under that ceiling.

ii.
The Property Strategy
What you buy with it, and when

The sequence. Which purchase is the logical next one, the point at which it becomes possible, what has to be true before it, and whether the goal is moving closer. Modelled in software, written into a document, reviewed every year.

Every figure produced in this engagement is a model, not a forecast. It is built on assumptions we set with you, and it changes when your position or lender policy changes. It is not a prediction of property values, rents or returns.

What It Answers

Four questions. Answered in numbers.

Most property advice answers the first question and leaves the other three to hope. The model answers all four, and it answers them again every year as your position moves.

01

What is the logical next purchase?

Not the property you saw on the weekend. The next asset the sequence supports, given what your structure carries and what the plan needs it to do.

02

When does it become possible?

The point at which the numbers support the move. Not a date we invent for you, but the month the modelled position crosses the line.

03

What has to be true first?

The equity, the income, the buffer and the structure required before that purchase is on the table. The gap between here and there, itemised.

04

Are you closer or further away?

The honest one. Every review re-runs the model against your real position and shows whether the goal moved nearer, moved back, or needs changing.

What the model does not do

It does not forecast the property market, value a property, promise a return or tell you that a purchase will be approved. It sequences the position in front of you and shows the consequence of each move under stated assumptions. Every acquisition still depends on lender assessment and credit criteria at the time.

The Model

The software behind the sequence.

The plan is not a slide deck. It is built in modelling software that holds your whole position, runs the sequence forward and re-runs it whenever something changes. You get access on the day your strategy is delivered, and you keep it for life.

Plan Swipe →
The Property Strategy modelling software, Plan view. Savings, equity and income projected to 2056, a table of modelled purchases with compound growth and rental yield, and borrowing capacity over time.

A real screen from the software, shown with a demonstration position. Names and property details are removed. Every figure on it is modelled from stated assumptions, not a forecast, a valuation or a result.

01

Savings and equity

Both projected across the horizon, with the safety net you set held as a floor underneath.

02

Income

What the portfolio produces year by year, and the point at which it starts carrying itself.

03

Every purchase, priced

Each modelled acquisition with its year, price, growth assumption and rental yield on the record.

04

Borrowing capacity

The ceiling from your Finance Strategy, tracked forward, so you can see when it opens far enough.

The Walkthrough

Watch the model run.

A short walkthrough of the software, using an anonymised position. What goes in, what comes out and how the sequence changes when one number moves.

The walkthrough uses an anonymised client position. Figures shown are modelled examples, not results or forecasts.

What You Receive

Everything in one engagement.

Not a subscription with tiers. One engagement, one fee, and the software stays yours afterwards whether or not you continue with the annual review.

  • A working session with Dion and the property strategist One session, both of us in the room with you, on your property position. Finance and property decided together rather than handed between two advisers who never speak.
  • Your written Property Strategy The document. The sequence, the structure beneath it, the conditions on each purchase and the assumptions everything rests on. Yours to keep and to hand to your accountant.
  • Lifetime access to the software Your model, live, for as long as you hold the portfolio. Open it whenever something changes and see what it does to the sequence before you commit to anything.
  • Your Finance Strategy, included Built into the fee, not sold alongside it. If you have already engaged us for a Finance Strategy, what you paid comes straight off this engagement.
  • An annual review, for as long as you want it Once a year we re-run the model against your real position and refresh both the property sequence and the finance structure. Priced separately, and entirely your call.
The Stratega Guarantee

You will leave with a clear property plan, the logical next purchase, how many it will take to reach your target, whether you can reach your goal and the sequence to get there. Or your fee is refunded in full.

Dion Fernandes Founder · Stratega Finance
Engagement · Stage II
The Property Strategy · Initial
$6,000 inc GST

Includes the Finance Strategy, the written document, the working session and lifetime software access. Already paid for a Finance Strategy? That fee is credited against this one.

Annual Review · Optional
$3,300 inc GST
Per year

Covers the property sequence and the finance structure together. One review, both halves, once a year.

By invitation, only after completing a Finance Strategy. Fees are current at 21/08/2026 and confirmed in writing before any engagement begins.

Book a Call
By invitation, only after completing a Finance Strategy

How it starts.

There is no way to buy your way straight into this. The Property Strategy is offered once your Finance Strategy is complete and we both know the position is real. That is not gatekeeping for its own sake. It is the only order in which the work is worth doing.

01

A fit call

Fifteen minutes with our team. Where you are, where you want to be and whether we are the right practice for it. No pitch and no obligation. If it is a fit, we book you a Discovery Call with Dion.

15 Minutes · No Cost
02

The Finance Strategy

The structural work. What your position can carry, what constrains it and the architecture that fixes it. Written, delivered and, in most cases, executed before the property conversation opens.

Stage I · Two Week Turnaround
03

The Property Strategy

The invitation. A working session with Dion and the property strategist, the model built with you in the room, then the written strategy and lifetime software access. Reviewed annually if you want it.

Stage II · By Invitation
Book a Call → See the Finance Strategy
Before You Ask

The questions that come up.

What is the Stratega Property Strategy?

It is our Stage II engagement: a ten to thirty year property sequence built on top of your finance structure. You get a working session with Dion and the property strategist, a written strategy document and lifetime access to the modelling software the plan is built in. The Finance Strategy is included in it.

What does it cost?

The initial engagement is $6,000 including GST and covers the working session, the written strategy, lifetime software access and the Finance Strategy. The annual review is $3,300 including GST per year and covers both the property sequence and the finance structure. The annual review is optional.

I have already paid for a Finance Strategy. Do I pay twice?

No. What you paid for your Finance Strategy is credited against the Property Strategy fee. That policy is current and it applies whatever your Finance Strategy was priced at.

Can I take the property plan without the Finance Strategy?

No. They are one engagement. A property sequence written without a verified structure underneath it is guesswork, so we will not build it that way. If you would rather we skipped the finance work, the fee is the same and the answer is still no.

What can the software actually tell me?

Four things. What the logical next purchase is. When it becomes possible. What has to be true before it, meaning the equity, the income, the buffer and the structure required. And whether you are getting closer to your goal or further from it. It does not forecast the market, value a property or predict returns.

Are the numbers in the model a forecast?

No. They are modelled outcomes based on assumptions we set with you and record in the document. Change an assumption and the sequence changes. Every purchase in the plan still depends on lender assessment and credit criteria at the time you go to apply.

How long do I keep access to the software?

For life. Access does not depend on continuing the annual review and it does not lapse if you stop working with us. Your model stays yours.

Do you tell me which property to buy?

We tell you what the next purchase needs to look like and when the numbers support it. Selecting the actual property is a decision for you, alongside your buyer's agent, your accountant and your own advisers. We do not provide financial product, tax or investment advice.

How do I get invited?

Start with a 15-minute fit call with our team. If we are the right practice for you, we book a Discovery Call with Dion, and the Finance Strategy follows. The Property Strategy is offered once that work is done.

Something else on your mind? Ask us on a fit call.

Begin the Conversation

Ready to see the whole sequence?

A 15-minute fit call with our team. No pitch, no obligation. A conversation about where you are, where you want to be and whether we are a fit.

Book a Call → See the Full Approach
15 Minutes
No Pitch
By Appointment